Bayda Disability Law - Calgary
We are a Calgary disability law firm that serves all of Alberta and Saskatchewan
Are you alone in your fight for disability benefits against your insurance company?
Our office appeals disability insurance denials that have been terminated or denied. We are licensed in both Alberta and Saskatchewan. We can help you appeal your disability insurance denial. Our firm does not charge to discuss your long-term disability case with you. Whether in person, through video conferencing, or through the telephone, we can help you obtain the disability insurance benefits you have paid for.
Our Disability Law Firm
serves all of
Alberta & Saskatchewan
If your long-term disability benefits were terminated or you were never awarded benefits in the first place, it has probably been a long, lonely journey to this point. If you are tired, worn out, suffering from pain, lacking money, and feeling like one person against a large, impersonal, and uncaring insurance company, we understand. We can relieve your stress and anxiety when the insurance company representative, is condescending or simply refuses to answer your questions. You don’t have to be alone in your fight against the insurance industry. For those that have been denied disability insurance benefits, we’d be happy to discuss your claim with you.
At Bayda Disability Law Firm we are your team. For 20 years we have successfully appealed insurance denials and obtained long-term disability benefits for our clients. We have extensive experience with people who are in terrible medical condition, but are told that they still don’t qualify for insurance benefits. Subjective medical conditions can be just as disabling as objective injuries and illnesses. Psychological and psychiatric conditions can be disabling.
We Can Help
The first step is to assess your claim, explain how we can assist you, explain the steps in a disability insurance appeal, and the timelines you can expect. Your team will then begin to locate, collect, and organize the evidence required to advance your claim. This includes collecting medical records, finding and speaking with suitable witnesses, and retaining independent doctors for their medical assessment.
Your team will continually be working to put together the best case for you. Your case will be based on evidence. The collecting of medical evidence is a key aspect of your case and in the vast majority of cases, the medical information is still developing. To put forth the best case for you, we need to be sure that we are clear about your treatment, medical condition, prognosis, and functional limitations and restrictions you may have.
You are not alone. Your initial contact will be with our staff, Wilma, Nancy, or Jennifer, who have years of experience helping people just like you.
Free Disability Law Claim Consultation
Our Calgary disability law firm assists clients living in Alberta and Saskatchewan. We do not charge to review your long-term disability case. Call us at 403-670-0070 or toll-free at 1-855-670-0070 for your free consultation.
When you call us, we will discuss enough of your case to make sure we can provide you with the best service and chance of success. How do we do this? We take the time to understand your case and circumstances. We will let you know if we think we can be your disability law team and assist you. From there, the next step is to come in and meet us.
What companies have you successfully claimed against?
Recently, we have successfully appealed denials of benefits against Manulife, Great-West Life, Canada Life, Sun Life, Industrial Alliance, RBC Insurance, Desjardins, Empire Life, SSQ and many other group insurance providers too numerous to mention. We understand how the insurance industry works and why they deny benefits. We use our knowledge and experience to help you. You won’t be alone in your fight against these large corporations, trying to navigate a system you don’t know while you are medically, emotionally, and financially in a terrible state.
Disability Claims Law Is All We Do
Insurance companies deny claims based on a lack of objective medical evidence and say they need more information to approve your claim. You need a disability lawyer to prove you are disabled. Insurance claims adjudicators deal with disability claims all the time. This may be your only claim. We have the money to send you to see their doctors to help deny your claim. You are at a disadvantage not knowing the “system” and how it works. Our Disability law team can explain the “system” to you.
Call the Bayda Disability Law Firm office if your disability claim has been denied or terminated. We will handle your claim and get you the benefits you deserve.
Long-Term Disability (LTD) Insurance Claims
Over the past 25 years, Allan Bayda has handled hundreds of long-term disability insurance claims in Alberta and Saskatchewan. We have the expertise to represent claimants appealing Long Term Disability Claims. We have the respect of the insurance companies and their lawyers.
Allan and his staff can help you with your long-term disability claim to get the benefits you are entitled to.
Our lawyers have successfully handled cases involving:
If the insurance company has given you a date that you must file your appeal – and you haven’t, we may still be able to help. It is however very important to call as soon as your benefits are denied or terminated. This ensures that your claim isn’t time barred and has the best chance of being successful.
Contacting a lawyer and going through a process you don’t understand can be intimidating. We make it easy for you. Your initial contact will be with one of our staff, Wilma, Nancy, or Jennifer, who have years of experience helping people just like you. We will discuss your case with you to make sure we can provide you with the best service.
How do we do this? We take the time to understand your case and circumstances. We will explain why the insurance company has denied your claim and how we can help.
Yes, your claim can be settled out of court. We know that for most people, the thought of going to court is very stressful. We work to achieve the best resolution of your claim in the most cost effective manner. The majority of cases do not go to trial in order to achieve a resolution. However, if we are not able to resolve your case without a trial, we advise you of that long before any trial date.
Will I have to go to court to get my benefits?
It is important that the insurance company knows your team is thoroughly and prepared for trial and are prepared to go to trial if the matter is not resolved. You can have confidence that throughout your claim your team is fully prepared to advocate your case.
Fees are based on a percentage of what we recover. We charge a percentage of the recovery, so we have a vested interest in maximizing your claim. No recovery – No fee. No money up front. Over 25 years experience successfully claiming against disability insurance companies. Knowledge and experience why insurance companies deny claims.
We have handled group disability insurance claims for employees of the largest employers in Alberta - Enbridge, Encana, Pengrowth, Suncor, CNRL, Imperial Oil, Husky, Cenovus, Alberta Health, Government of Canada, Royal Bank, Bonavista Petroleum, Health, City of Calgary, etc.
We know that you would like your case resolved as soon as possible. Your disability law team will continually be working to put together the best case for you. Your case will be based on evidence. The collecting of medical evidence is a key aspect of your case and in the vast majority of cases, the medical information is still developing. To put forth the best case for you, we need to be sure that we are clear about your treatment, medical condition, and prognosis.
A fair time estimate is between 18 – 24 months to resolve a case from the time we are hired. You are unique and your case is unique, it may take less or more time. We will work to move your disability benefits case towards resolution as efficiently as possible.
No, you will not necessarily have to go to court. We know that for most people, the thought of going to court is very stressful. We work to achieve the best resolution of your claim in the most cost-effective manner. The majority of cases do not go to trial in order to achieve a resolution. However, if we are not able to resolve your case without a trial, we advise you of that long before any trial date. It is important that the insurance company knows your team regularly prepares cases for trial and are prepared to go to trial if the matter is not resolved. You can have confidence that throughout your claim your team is fully prepared to advocate your case.
Many disability cases settle at a mediation. Mediation is a formal negotiation. The people present at a mediation are you and your lawyer, the insurance company and its lawyer, and the mediator who is a trusted neutral person. Both sides agree on the mediator. The mediator’s job is to sort out the contentious issues and help both sides arrive at a consensus to resolve the case. A mediation is confidential. If the case does not settle, the parties can still go to court to have the matter decided.
- psychiatric issues
- anxiety and depression
- disabling nerve pain
- severe back or neck pain
- herniated discs
- severe vision problems
- Crohn’s disease
- chronic pain
- inoperable neck problems
- thoracic outlet syndrome
- rheumatoid arthritis
- chronic regional pain syndrome (CRPS)
- advanced diabetes
- multiple sclerosis
- chronic fatigue syndrome
- heart conditions
- Our staff will discuss your individual circumstances. We can give you some general advice and let you know if we can assist you with your disability claim.
- Distance in Alberta or Saskatchewan is not a problem… our Calgary-based disability law team has the technological tools to help you with your disability claim irrespective of the distance to our office.
Disability lawyers serving all of Alberta & Saskatchewan, including: Calgary, Edmonton, Red Deer, Fort McMurray, Lethbridge, Medicine Hat, Regina, & Saskatoon
*Our disability law office is just off Deerfoot Trail near 32nd Avenue and 19th Street NE. We are located across from the McCall Golf Course in northeast Calgary. Free parking is available.